Housing Subscription Score Calculator

Score out of 84 from homeless period, dependants and account tenure

Assessment date

Normally the listing announcement date; today if not yet known.

① Years without owning a home (max 32)0점

Start date of the homeless period

The day you turned 30, or your marriage registration date if that came first.

② Dependants (max 35)0점

Dependants, not counting yourself

③ Subscription account tenure (max 17)0점

Account opening date

Total score (out of 84)

Homeless period-

Dependants-

Account tenure-

This is an estimate using the points table of Korea's housing supply rules (homeless period 32, dependants 35, account tenure 17). Real assessment has extra conditions — for example, every household member must be homeless for the period to count. Since 25 March 2024, 50% of a spouse's account-tenure points (up to 3) can be added, but this calculator counts only your own account. Verify your exact score on Korea's official Cheongyak Home site.

What this tool does

Enter an assessment date, the start of your homeless (no home owned) period, the number of dependants excluding yourself, and your housing subscription account opening date, and the tool calculates your score under South Korea's point system for private-sector new apartments, out of 84. It shows each category's points along with the periods in years and months, and recalculates instantly as you change values. Use it to check your score before an application notice, or move the assessment date forward to see how your score will grow. All rules here are Korean.

How it is calculated

The score is homeless period (up to 32) + dependants (up to 35) + account period (up to 17). Periods are counted in full months from the start date to the assessment date, subtracting a month if the start day of the month is later than the assessment day. The homeless period earns 2 points for under one year, plus 2 for each further year, reaching 32 at 15 years. Dependants earn 5 points for none, plus 5 per person, reaching 35 at six or more. The account earns 1 point under six months, 2 points from six months to under a year, then 1 more per year, reaching 17 at 15 years. For example, with an assessment date of October 1, 2026, a homeless start of January 1, 2018 (8 years 9 months, 18 points), two dependants (15 points) and an account opened June 1, 2015 (11 years 4 months, 13 points), the total is 46. The point table is what the calculator contains, and the system may change.

The assessment date is filled with today's date. Change it to the notice date if needed

Choose the start date of your homeless period. If it is after the assessment date or empty, you get 0 points and a notice

Enter the number of dependants excluding yourself (six or more all score 35)

Choose the account opening date

Points per category, periods (years and months) and the total appear immediately

Things to know

In Korea the homeless period usually counts from your 30th birthday, or from your marriage registration date if you married earlier. Enter the start date on that basis for an accurate score.

If you have owned a home before, the start is the date you last became homeless. The calculator does not judge home ownership, so enter the start date carefully yourself.

Since 25 March 2024, 50% of a spouse's account-tenure points (up to 3) can be added, with the account item capped at 17. This calculator counts only your own account.

Dependants generally include a spouse, unmarried children and lineal ascendants registered at the same address for a required period; check the details in each notice.

The account score depends only on how long it has been open. Payment counts and amounts matter at other stages, such as ranking for public housing.

Move the assessment date a few years ahead to see when the homeless and account scores reach their next band. One year can add up to 3 points.

To avoid being disqualified after winning, check the official Korean subscription site's score calculator and the notice before applying.

Dates and family numbers are calculated in your browser and are not saved or sent.

Frequently asked questions

How do you reach the maximum of 84?

By having 15+ years homeless (32), six or more dependants (35) and an account open 15+ years (17). Six dependants is rare, so perfect scores are uncommon.

If I've never married, when does the homeless period start?

On your 30th birthday. If you married earlier, the earlier of the marriage registration date and your 30th birthday applies. Unmarried people under 30 and home owners score 0 for the homeless period.

Does a spouse count as a dependant?

Yes. Dependants are a spouse, direct ascendants and direct descendants on the same household register; a spouse counts even on a separate register. Ascendants must have been registered with you for three years or more, among other conditions; check the official Cheongyak Home guidance.

Does my spouse's subscription account count?

Since 25 March 2024, 50% of a spouse's account-tenure points (up to 3) can be added to yours, with the total capped at 17. This calculator counts only your own account, so confirm the final score on Cheongyak Home if this applies.

What do I score on the exact one-year anniversary of my account?

From the day 12 full months are complete you get 3 points. If the opening day of the month is later than the assessment day, a month is not yet complete, so it counts as 11 months and 2 points.

What if I close my account and open a new one?

The period restarts from the new account's opening date. The old account's time does not carry over, so enter the new date, and it is best not to close an account.

Can this score tell me whether I will win?

No. Winning scores differ by complex and competition. Look up past complexes' minimum and maximum winning scores on the official site and compare.

A reference calculation based on Korean rules, not professional advice. Criteria may change, so rely on the official subscription site's score calculator and the recruitment notice for your confirmed score. Applying with a wrong score can lead to disqualification.